Decentralization adds a high level of complexity that doesn't exist in centralization. In concept, it works well but requires participation from at least a high number of participants. Here, people are accustomed to getting paid under a subsidized model to finance their personal lives in a fiat world, whether they need to or not.

To be able to continually help those less fortunate requires many more to solidify the infrastructure required, something most aren't willing to do. This is again a reason for the stake lock option as it encourages a foundation to build upon.