I need to give this more thought and be more proactive, your right. Thanks for that @deanliu.

Edit: For other readers @papa-pepper wrote a great post on this a few days ago.

• https://steemit.com/steem-power/@papa-pepper/don-t-100-power-up-i-think-you-can-make-more-steem-power-by-not-powering-up-100

The Key seems to be to convert your SBD using an external market, not the convert to Steem button.