Thank you for your contribution to the Dharma project. The project is cool, and I like the concept.

I appreciate the information provided. The post is well-structured, well illustrated with good visuals, and very informative. Kudos!

I know that fiat loan differs from cryptocurrencies, because of volatility and other factors. However, I think it would be nice if the interest set on loans duration differs. I mean, if I take a loan for one month, my interest shouldn’t be up to someone that took three months.

Also, I still don’t know why interest in currencies differs, even on the two stable coins. Moreover, it is shocking to see that the collateral for 2 Eth is $791.2. If I have the $781, why would I need a loan? I think some ideas are difficult in a decentralized way.

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