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Haha there you go! I was as well. I feel like I have enough on my plate to the point that I can't handle one more thing... but when I started to understand it more it doesn't seem as daunting as I first thought. Glad you are taking a deeper look into it! :)

I'm glad you posted about it, in fact my husband is looking into the ins and outs as we speak...suddenly I may have a purpose for some of the sbd I've been accumulating :)