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RE: Apparently, I am supposed to spend $114,500 on vacations over the next 50 years

Should have probably titled it "If looking for an island vacation, pick one of these"

These days I don't get that exposed to clickbait title because I no longer frequent sites that use them, the only place where I could possibly find clickbait these days but I've curated my subscriptions so much that it never happens anymore.

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Good for you. I'm too cheap for most subscriptions.