YES BANK’S Digital Wallet

YES BANK’S Digital Wallet
YES PAY is a Digital Wallet enabling Social Media & smart phone users to register seamlessly and then spend wisely. In addition Application also offers a free virtual card for online transactions and Unified Payment Interface (UPI) for seamless payments. It provides a host of facilities like Mobile/DTH recharge, pay bills, purchase of gift vouchers and avail discount coupons. Moreover YES PAY can be accessed through Facebook, without a separate registration.
To register for YES PAY one does not need to be a YES BANK customer.
Key Features -
Unified Payment Interface (UPI) - Register for UPI and manage your your virtual address. You can Pay money, Collect money, View Account Balance, Latest transactions, Set MPIN, Change MPIN and much more
Virtual Card - All YES PAY users will get a free virtual card powered by MasterCard. This card can be used to pay at E-commerce websites
Load Money – Money can be loaded conveniently using YES BANK or any other Bank Account through Debit Card or Internet Banking. Money can also be loaded using IMPS P2A using Mobile Number as Account Number and IFSC code as YESB0DIGI01 or IMPS P2M by using Mobile Number MMID and OTP generated by Mobile Banking Application
Send and Receive Money – Instant and secure fund transfer to other YES PAY users or Bank Accounts. Option to request money from friends/contacts.
Settle Dutch – Option to easily split party bills or expenses amongst a group of friends
Goals - For some of the in-app purchases, option to select a goal amount and contribute a specified amount periodically (weekly or monthly for a period not exceeding one year) and save it for future date.
Prepaid Mobile/DTH recharge – Recharge prepaid mobile connections of all leading telecom operators like Vodafone, Airtel etc. Option to recharge DTH connection of all major providers like Tata Sky, Dish TV etc.
Shop – Online shopping from more than 30,000 merchants through a single click check out. Pay conveniently at select outlets using NFC / QR and Tone Based Technologies
Handset Protection – Purchase insurance for Mobile Handset/Tablet by simply logging into YES PAY. Insurance will have features like Handset Damage protection, Replacement Handset, Lost Card Insurance etc.
Purchase Gift Vouchers/Coupons – Purchase gift vouchers of top brands such as Baskin Robbins, Domino’s, Croma, exclusive coupons & many more.
Gift Boxes – Gift an experience to near and dear ones across variety of categories like dance, wellness, adventure & many more.
Attractive Reward Points – Earn reward points on every transaction which can be easily redeemed anytime and can also be used for shopping within this wallet.
Bill Payments - Pay Bills of all leading billers pan India conveniently
Music - Download and enjoy latest songs across various categories.