For sure there'll always be winners and losers, but if left to natural processes i'd refer to them as "successful" vs. "unsuccessful" in earning income. even earning income doesn't necessarily define success. Policies are different bc they force the outcomes. There's just something that doesn't sit right about using power to force outcomes; those who lose in that process do so unfairly, e.g. all those retirees whose fixed incomes collapsed with interest rates.