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RE: trying to figure out steams value
this could be one way to look at it.
you are right, steem would be the tool to speculate. but the interest rate of SBD isnt that profitable.
maybe this will help.
http://steemwiki.com/index.php?action=artikel&cat=1&id=12&artlang=en
15percent apr sounds like a lot to me as long as my dollar stays worth a dollar