I'm from the generation just before yours, and it's not much better for us. For what it's worth, we're the ones the media used to lament about, yet somehow we have survived and aren't all homeless or drug addicted. We are however deeply in debt, working too many hours, neglecting children sent to crumbling schools in which teachers are losing interest in teaching, completely insecure about retirement, while also taking care of aging parents. Some of us own homes, but many can only afford it if we first work in a big city for a decade or two, then move away from the life we've known to start over someplace less expensive. (That's what I'm about to do.)

I think the problem is that the raison d'etre of neoliberalism is to lower the cost of production to as close to zero as is possible, and human labor is the primary cost of production. So since we switched away from Keynesian economics to NL in the 70s we've been in a slow death spiral. It can't improve for us if the system is in fact doing what it is designed to do. We're just in general too poorly educated to actually understand what it is designed to do, so you have people basically voting for their own exploitation.

Crypto to the rescue! Seriously, I do think that it is the trump card in the deck. That's why it frightens the hell out of so many of the old guard. How will they get you to volunteer to serve in their army to protect their access to exploited global resources if you aren't pretty much an indentured servant?