I get what you're saying on one level, but on a different level I think that something like this is good because when we are required to use things like the active key for even the smallest of transfers then we should not have to live in an environment of fear where users are reluctant to partake in any economic activity out of fears that one copy-paste mistake that destroy all the hard work they've put into their account.

In my opinion our general culture is very different than, say, bitcoin, where you cling to your keys until your death and never actually want to do anything with them in the hopes the price goes to the moon.