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The banner ads are what annoy me :)

Why? You don't see them at all when you are logged into Steem. The people who navigate to steemit.com without having an account see them, which is great because that generates ad revenue for Steemit, Inc, which means they do not have to sell that many STEEM per month to cover the cost of development and servers. Keeping costs as low as possible and generating non-speculative demand for STEEM is paramount at this stage.

I am logged in now and I can see banner adds for Binance?

Funny. I don't see any ads. I wonder why.