Some very good points and whilst I agree absolutely with what you say, I have no intention of investing at the moment, due to focusing my finances on my business and studies. For most that would be key to financial growth. I am interested more in terms of views and search engine and organic growth to share content. In time I may reinvest as Steemit paid for my business last year (As I powered down a good amount, hense no sp ) but my main goal is to keep it running with content and gain knowledge along the way. Then If I feel I would like to invest money and time in Steemit then I am more prepared. :-) Since the start I earned a third of my self -employment wage on here, without investment, but I have other projects that need more time. The questions posed are to sort of prepare me for next year, when I have more time to invest.